Am I arrogant?

Oh, probably. See, I have this theory that I'm kinda smart in how I spend my money and that a lot of people just haven't figured certain things out.

But really, it comes down to this. I'm incredibly lazy. Like, I'm off-the-scale lazy. Other people make budgets and do financial planning and study for degrees and work hard at getting a promotion. I sit on my arse instead and try to figure out how to get rich with minimal effort.

An important caveat here: I often talk about getting rich, but that's just my terrible sense of humour poking fun at myself. I don't want or need to be rich. I want to have enough. And my "enough" seems to be far less than most people (that's a whole 'nother story though, and I'm sure I'll cover that a thousand times in future posts).

Anyway, back to it. This blog is my small attempt to share a little bit of my money and spending philosophies. I don't expect many people to share my views, and that's ok. But re-read my first paragraph... I fully believe that there are quite a few people out there who battle with money, who simply haven't come to a few simple realisations. And those are the things I want to share. Goodness knows why, if other people figure these things out then life will be harder for me :D