Monday, 7 July 2025

A Pressie, Of Sorts

I got a letter from Personal Loan Bank which was a strange surprise. They say they won't be taking legal action and that the Notice of Default they sent last week, warning of possible legal action, was only sent to me because they had to, by law. No other bank has sent such a "no need to panic" - type letter like this. 🤔  It's the only bank I owe five figures to, so this was nice to read.

I haven't caught up with my money podcasts for months (or the weekly money-saving emails) and I kept thinking I must get around to them all. But truth be told, I haven't found anything in them that I need in a long time. I've been poverty-level hesitant to spend for years, but now it's more that I just don't want any more stuff coming into my home. Not a bad thing! 😂 

Another set of shelves given away today too. 👍

Spent half an hour with a British Gas idiot. No thanks I don't need to change my home circumstances on your register, please just reissue my bill because with the updated meter read I supplied a week ago, and my missed smart meter installation credit of £40, I should be in credit. That painful explanation convo took 15 minutes of text. .. I'm now £20 in credit so at least they'll stop sending bill renunders. But he still forgot the £40 that I specifically asked him to do. Then when I asked how long those £40 credits normally take to show up, he asked if it was an appointment for installing a boiler. No mate, a smart meter, like I told you. I don't usually give a poor rating for CSAs but I'm afraid that asking for my bank statement (yes, he asked for my bank statement, wtf) helped Dhruv score a 3/10.

Quietly confident that Little X's digestion is recovered. Another few rounds of toast, dry cereal and crackers, just to make sure. 

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