Ughness

So I've weighed it up and down and round about. There doesn't seem to be appropriate, affordable child care that will mesh with my changing work rota, so I'm going to give notice. I could have fought for fixed shifts or phoned a hundred home carers, but to tell the truth it will be a relief.

Another bank has locked my online account and two of them on my credit score show as "late payment". Neither has communicated anything but it's progress. Also, Debt Charity fixed the account that was messed up. 👍 But I'm still going to dump them shortly and go it alone.

This week I went over £1,000 in my "everything" fund. 🥳 And I still have grocery money left, with six days to go.

I am currently watching the Michael Sheen documentary where he wants to buy a million pounds of consumer debt and kill it for 100k. At the moment he seems genuinely perplexed as to why banks are making such an insane amount of interest out of the poorest in society - 40 or even 50 percent. I could tell you why mate, it's because so many of them will be unable to pay. You know, because they're the poorest. In all honesty they (we) shouldn't have been allowed to borrow it in the first place, being such high risk.

Real change needs to be about indoctrinating our children into saving for a rainy day. Not just a few pounds, but permantently living below their means. It hasn't been a thing since before the Baby Boomers were born.