One of my cards has given me a limit increase and allowed me to do a balance transfer onto the one about to end. This is good, meaning I only need to redraw £2,000 off my loan - which is currently down to £11,000! I am very pleased about that mental boost, and I gave the computer screen a hearty middle finger when they quoted me 29.9% to extend the loan. I personally think the current 11.5% is extortionate enough, thank you.
My car insurance is up for renewal, and like a good frugalist I have done a comparison search. Fortunately, my existing insurer is the cheapest. Unfortunately, it means planning for having £360 in the bank to pay for it. I could pay by the month except I object to paying an extra £56 for the privilege, which is definitely higher interest than my loan costs, so it isn't worth it. Right now I'm going to remember that I am on my fourth year of insurance, and that in 2018 it was more than £800 due to being a "new driver" (in the UK at least). Yeah, this year's quote isn't so bad after all 😁 and since I'm putting it on an ordinary credit card, that statement won't fall due until September 👍 and I will clear the balance in full so I get no interest charges. 👍👍
New work contract: done. 👌
No comments:
Post a Comment